We help clients see the financial impact of their real estate options.

We all make real estate decisions, and they have tremendous financial impact on our lives. We want to make sure our clients make these decisions with the confidence that will help them thrive.

Renting and Homeownership

Understand when renting or purchasing a home makes sense, as shelter is likely the largest expense throughout our lives.

Investing in a 2nd Home

Also known as “Lifestyle Investing”, purchasing a vacation home can create a surprisingly pleasant rate of return on your investment.

Real Estate Investing

Real estate produces wealth through appreciation, income, and tax benefits. You can even own investment real estate with your retirement accounts (IRA’s/Roth IRA’s, 401(k)’s, etc.)

Home Equity Conversion Mortgages

Also known Reverse Mortgages, these FHA lines of credit are getting a lot of attention as people realize the flexibility and benefits these offer homeowners over 62 years old.

VIDEO LIBRARY

Our Process

Renting, purchasing a home, upsizing, buying a 2nd home, investing, refinancing, and reverse mortgages are all tremendously important financial decisions.  Our process helps our clients clearly see the short-term and long-term financial impact of these decisions.

Get in touch by email or phone

Connect with us to schedule a time to visit with an experienced financial professional about your needs.

Meet with one of our team members

Our experienced team members can help you see the financial impact of the real estate choices you’re considering.

Get the help you need

Our team members can help you prepare to buy or sell real estate and connect you with the right loan product if you have financing needs.

What happens next?

Peruse our video library about different real estate topics and which ones may be important to you in your current circumstances.

If you’d like a professional to help run your specific numbers, learn what kind of financing opportunities are available to you, or discuss larger plans, simply connect with our team to schedule a conversation.

How are we different?

Our vision is to raise the bar for what people expect from lenders and real estate agents without raising the cost.

Since these decisions are the most financially significant decisions you are likely to make over your lifetime, the professionals you hire should be capable in providing crucial financial insights through these financial decisions that will accumulate to millions of dollars throughout your lifetime.  It’s important to get it right!

We are the best at what we do!

Your financial future is dependent on making smart real estate decisions.

SCHEDULE A CALL

Areas of expertise

As adults, we then face options to rent or purchase, upsize, relocate, refinance, invest in real estate, maybe even purchase a vacation home and rent it out while we are not there.  Projecting the impact of these options is not something you can do on the back of a napkin.

With our proprietary tools for plugging in your numbers and providing you with valuable insights about these decisions, you will have the tools to make the right decisions with confidence.

To Rent or to Purchase

This is often the first real estate choice we are faced with, and there are several moving parts to consider, but it is vital to do so because the difference is worth millions of dollars over your lifetime.

Upsizing

Most people don’t live in the first home they purchase for the rest of their lives.  But upgrading isn’t as straightforward as the increased monthly payment.  There is also the appreciation of equity to consider and the affordability of other financial items like taxes, insurance, repairs, etc.

Lifestyle Investing

This is a unique situation where something that can provide a respectable rate of return on your investment can also provide memories for you and your family.  When you see the financial effects of purchasing a vacation home, you will likely realize that doing so is much more financially feasible than expected.

Real Estate Investing

It’s no secret that real estate has some unique qualities to create wealth.  Calculating and projecting annualized returns is not as straightforward as doing so with a stock portfolio, but it can be done.

Our proprietary system for helping our client underwrite investment properties will help you see the projected rate of return between net income, appreciation, and tax benefits.

Retirement Account Real Estate Investing

Most people don’t know that your IRA, Roth IRA, and other retirement accounts can own real estate properties directly, just like they can own mutual funds, ETF’s, stocks, etc.  There are a few things to know about how this is done, but it’s a fantastic way to create income and diversify in your retirement accounts.

Reverse Mortgages

These are probably the most misunderstood financial tool in the country.  It is the federal government’s way of making the wealth that exists in the equity of a primary residence available to the homeowner without having to sell the home.

There are also many tax and financial planning strategies that can be enhanced with the use of the Home Equity Conversion Mortgage (HECM), FHA’s reverse mortgage.

It’s important to understand these because not getting one is as important a decision as getting one.  Learn how they work – you will likely be surprised at what you learn.

Any more questions? Feel free to write us a email!

One of our team members would love to visit with you about your questions.

DISCLAIMER

The information contained in this website is for general information purposes only. The information is provided by The CPA Mortgage Guy, and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

© Copyright – The CPA Mortgage Guy